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Business Funding Options

Cash Generation

How do we generate cash?

How do we generate cash?

1. Equity Sources

Our own network contains over 17,000 angel investors, other angel networks, family offices, VC’s and private equity. We offer a low risk and highly effective route to getting your venture funded, regardless of what stage you are at. We have access to all UK company cap tables and a proven methodology of tapping potential shareholder interest across sectors.

2. Business Loans

We have relationships with all the leading banks, secondary lenders and P2P lenders. We can structure deals based on assets and cash flow. We can help to access the Recovery loan scheme even if your own bank has turned you down.

3. Debt and Equity 

We have created deals with venture debt, which is a high yield debt with an equity kicker. Venture debt is often overlooked by growing businesses as a viable alternative to selling equity.

1. Equity Sources

Our own network contains over 17,000 angel investors, other angel networks, family offices, VC’s and private equity. We offer a low risk and highly effective route to getting your venture funded, regardless of what stage you are at. We have access to all UK company cap tables and a proven methodology of tapping potential shareholder interest across sectors.

2. Debt Sources
We have relationships with all of the leading banks, secondary lenders and P2P lenders. We can structure deals based on assets and cash flow. We can help to access CBILS that offer up to £250k unsecured or £5m secured for businesses affected by Covid 19.
3. Hybrids
We have created deals with venture debt, which is a high yield debt with an equity kicker. Venture debt is often overlooked by growing businesses as a viable alternative to selling equity.

4. Partnerships 

Nowadays, M&A can pass for R&D, especially in tech. Getting equity, debt or indeed resource from a potential acquirer is quite common. Creating synergy and value from linking businesses formally or informally is a niche area where we excel. We promote the Innovator Visa scheme with typical investment of £200k.

5. R&D Tax Credits

Are there any more pleasing words than “free cash” in the business dictionary? There are so many taxes and grant funding opportunities such as R&D and VGTR, which are often overlooked. The apprentice levy is now a huge potential opportunity for many businesses. We can help you maximize the free cash available for your business.

6. Internal Free Cash

However lean you think your business is, there is always more cash you can raise by improving your operations. How much stock are you carrying? Why is your WIP as high as it is? What are your quality costs? Our business improvement experts will audit your operation and advise where you might be able to squeeze a bit harder.

4. Partnerships
Nowadays, M&A can pass for R&D, especially in tech. Getting equity, debt or indeed resource from a potential acquirer is quite common. Creating synergy and value from linking businesses formally or informally is a niche area where we excel.
5. External Free Cash
Are there any more pleasing words than “free cash” in the business dictionary? There are so many tax and grant funding opportunities such as R&D and VGTR, which are often overlooked. The apprentice levy is now a huge potential opportunity for many businesses. We can help you maximise the free cash available for your business.
6. Internal Free Cash
However lean you think your business is, there is always more cash you can raise by improving your operations. How much stock are you carrying? Why is your WIP as high as it is? What are your quality costs? Our business improvement experts will audit your operation and advise where you might be able to squeeze a bit harder.
Get in Touch

Stephen Sacks

I founded Funding Nav to be the advisor that I wished I would have had access to when I was running trading companies for 30 years.

My passion is helping entrepreneurs to realise their ambitions and of course my wife, four daughters and Barry the Pug.

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Alan Turner

I have spent the bulk of my career in the technology sector working initially for a couple of large IT systems manufacturers and latterly focussing on software and services. Having exited a software consultancy business in 1999 that I co-founded, I have indulged myself in the horse racing and breeding industry and continued to look for innovative tech businesses to work with and, on occasions, invest in as an angel. These days, as a Funding Nav Partner, I am mainly focussed on helping early stage and growth businesses improve their respective cash positions. When I’m not working, I enjoy cycling and walking.

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Jyoti Chandarana

I am an IT graduate with 30 years of business consulting experience in analysing, designing and implementing customer focussed solutions. My passion is helping businesses to achieve their potential.

Away from work I enjoy boxercise, running, tennis, yoga, painting and watching box sets.

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Mike Howard

I am lucky to possess a mixed and varied career encompassing Entrepreneurial Recruitment & Telecoms, Snr. Corporate Telecoms, Business Broking, SME’s and Mergers & Acquisitions. In the UK, North America and Australia.

It is this variety of experience that enables me to relate to most Business Owners situations, whatever size, and indeed I pride myself in identifying the ‘need’ that entrepreneurs look for in realising their ambitions.

Outside of work I enjoy travel, current affairs, and Chelsea F.C. And a glass of red.

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Shaffin Jaffer

I have over 35 years experience in owning and running businesses. By training I’m an engineer and by vocation an entrepreneur.

I enjoy playing tennis, squash and bridge.

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Oliver Codrington

Oliver Codrington is a non-practising Barrister, and also a Level 4 qualified Financial Advisor (Securities and Investments). An entrepreneur at heart Oliver has been advising founders and owners for two decades and owns and operates several ventures of his own. Passionate about small businesses and the important role they play in global economies, often overlooked and taken for granted by successive governments, Oliver will do all that he can to maximise growth opportunities and margin improvement, ultimately to ensure that a profitable exit is achievable.

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Edmund Hatsu

I am a seasoned Business Development Consultant, Company Systems and Finance Expert with over Fifteen (15) years of experience in management positions including owning and running businesses.

With extensive experience in the financial sector, I am passionate about empowering entrepreneurs and supporting their growth and sustainability by finding solutions to their company systems and funding challenges.

I am genuinely fervent in helping Start-ups and existing businesses especially in Africa to explore the HUGE opportunity Africa presents because Africa is the last BIG opportunity to see stellar growth as the continent modernises, leverages technology and industrialises.

I specialise in financing strategies for corporate and commercial enterprises in Africa and my role is to connect these enterprises to funders, investors, and acquirers. I am a Nature Tourist, and I also love to spend quality time with my adorable family when I am not working.

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Zandy Von Weichardt

As the Senior Manager of Operations at Funding Nav, I work closely with the CEO to optimise daily operations. My responsibilities include: strategic planning, operational efficiency, team management, financial analysis, risk management, client and partner relations, and decision making. I play a vital role in driving the company's growth and success.

I am an internationally certified Personal Trainer & Online coach through HFPA Academy and bodybuilding is my passion.

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Amber Geldenhuys

My role in the company is research and marketing with my top priority connecting with people. Having prior experience in hospitality and teaching English abroad I am definitely people oriented.

I enjoy going to the gym, I am currently studying personal training and I like to paint in my spare time.

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Imran Ashraf

Bio: With close to two decades of experience within the financial advisory sector, I bring a rich tapestry of expertise to Funding Nav. Throughout my career, I've served as a trusted advisor, offering bespoke and holistic financial guidance to a diverse clientele, encompassing both personal and business sectors. My advisory spectrum spans from mortgage and investment advice to pension planning and protection strategies, coupled with meticulous cash flow analysis that forms the cornerstone of my practice. This breadth of experience has equipped me with a nuanced understanding of financial dynamics and a keen insight into the intricacies of client needs, paving the way for a seamless transition into the role of a Partner with Funding Nav.

What sets me apart is not just my professional acumen, but also my deep-rooted commitment to understanding the unique needs and aspirations of each client. I take a holistic approach to financial management, meticulously analysing market trends, assessing risk factors, and exploring innovative funding avenues to tailor solutions that align with my clients' goals. My passion for empowering businesses to thrive extends beyond the boardroom, reflecting my personal ethos of excellence and integrity in everything I do.

Outside of the financial realm, I'm an avid traveler who finds inspiration in exploring new cultures and cuisines. My love for adventure is complemented by my dedication to fitness and wellness, often found hitting my home gym or embarking on outdoor excursions with my family. These personal interests not only keep me grounded but also fuel my creativity and resilience in tackling complex financial challenges.

I believe in the power of forging genuine connections and leveraging diverse experiences to unlock opportunities and drive meaningful change in the businesses I serve.

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