Funding advisers to owner-managed business

Understand your funding options.
And give yourself the best chance of securing them.

Whether you're funding growth, an acquisition, working capital or dealing with a financial challenge, Funding Nav helps you understand what's available, work out the best approach and secure the funding.

No cost, no obligation No credit checks run You speak to Stephen, not a call centre
Stephen Sacks, founder of Funding Nav

"There are several ways we could potentially fund this. Let's work out which makes most sense."

STEPHEN SACKS — FUNDING NAV
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Cranfield University
Cranfield Business Growth Programme alumnus

What do you need to fund?

We start with what's happening in your business rather than with a financial product...

Routes typically worth exploring
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A deal like this
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What funding is available to me?

The answer depends on factors including turnover, profitability, assets, recurring revenue, debtor book, trading history, existing borrowing, purpose, amount required and ability to service the finance.

You don't need to know which one you need before speaking to Funding Nav.

The market is wider than most owners assume
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Banks are only one part of it. Knowing who is interested in what, at any particular time, is a large part of the value Funding Nav brings.

Stephen Sacks in conversation with a client
Who you're dealing with

"Business owners often start with a product rather than the problem they're trying to solve. Someone decides they need a business loan because that's the type of funding they know about. The question shouldn't initially be 'where can I get a loan?' It should be 'what are my options?'"

We work for you, not the lender.

You deal with Stephen directly, from the first conversation through to completion. No handover to a call centre, and no lender sitting behind the advice.

Get the skeletons out at the outset.

Weaknesses get addressed early and turned into strengths, rather than being discovered during due diligence and risking the deal being rejected.

Stephen is the author of two books on growing and funding businesses: and .

How Funding Nav works

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Deals we've helped fund

The first conversation

Fifteen minutes to find out whether your business is fundable

You won't leave the call knowing exactly which lender will fund you and on what terms. You should leave it with a much clearer idea of what's possible and what to do next.

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How to get your business funded

Straight answers to the questions owners actually ask, written from what we see in the market rather than from a textbook: what funders care about, where businesses go wrong and what happens next.

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Sound familiar?

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Routes worth exploring

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What we'd want to understand

The starting point isn't choosing a financial product. It's understanding the business and what you're trying to accomplish.

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Stephen — Funding Nav
A deal like this
Other situations

What funding is available to me?

The answer depends on factors including turnover, profitability, assets, recurring revenue, debtor book, trading history, existing borrowing, purpose, amount required and ability to service the finance.

You don't need to know which one you need before speaking to Funding Nav.

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Sometimes the obvious or cheapest-looking funding isn't actually the best fit for what the business is trying to achieve...

You have to consider multiple factors, including:
  • what the money is being used for
  • how quickly it's needed
  • how repayments affect cash flow
  • what security is available
  • whether the owners want to retain equity
  • how much flexibility the business needs
  • what the longer-term plans are

How Funding Nav works

Simple and transparent. You'll know after the first stage whether it's worth going further.

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Why use Funding Nav rather than approach lenders yourself?

Because finding funding isn't just about knowing which lenders exist. It's knowing which ones are likely to be interested, how best to approach them, what information they're going to want, how to structure the requirement and how to navigate the process once conversations begin.

Less credit referencing, fewer meetings, less upheaval. Less work.

Deals we've helped fund

The business, the situation, the requirement, the challenge, the solution and the result.
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Other deals

How to get your business funded

What we've seen, what funders actually care about and where businesses go wrong...

These are the questions that come up most often. The longer argument is in .

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Needs Stephen's examples before publication

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What we see in practice

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A deal that shows this
Who you're dealing with

You're not dealing with a comparison platform. You're dealing with Stephen.

Experience, judgement and a network built over years of taking real requirements to real funders. The same person on the first call is the person negotiating your terms.

Stephen Sacks meeting a business owner

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Published work

Reboot Your Business

Your Step by Step Guide to Reinventing Your Business for Maximum Growth

Written for owners facing the decisions that come before funding: what the business is actually for, and what has to change.

Available on Amazon

The Intelligent Investors Handbook

How to Sensibly Manage Risk When Investing in Fast Growth Businesses

Written from the other side of the table — how investors assess risk in a growing business, and what they need to see.

Available on Amazon
We work for you, not the lender.

Our recommendation isn't shaped by whose panel you end up on.

No indiscriminate applications.

Approaching several funders means numerous credit checks, and that can seriously erode your creditworthiness.

Get clarity in 15 minutes

A short conversation, no cost and no obligation. You won't leave it knowing exactly which lender will fund you and on what terms, but you should have a much clearer idea of what's possible and what the next step should be.

Is funding realistically available?
What might my options be?
What should I do next?
Or reach Stephen directly
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What's happening in the business?

Closest is fine. Four questions, then Stephen calls you back.

Roughly how much are you looking to raise?

A range is fine. Nobody is holding you to it.

When do you need it?

Timing changes which routes are realistic.

Where should Stephen call you?

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That's all we need for now.

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Stephen will come back to you to arrange fifteen minutes. Nothing goes to any funder in the meantime.

No credit checks. Nothing shared with any funder without your say-so.
FundingNav
  • Understand what's available
  • Work out the best approach
  • Put your strongest case to the right funders
  • Secure the funding
Situations
Funding Nav
Funding library
Stephen Sacks is the author of Reboot Your Business and The Intelligent Investors Handbook.
Funding advisers to owner-managed business. United Kingdom.
Not sure what funding is available to you?
Fifteen minutes with Stephen. No cost, no obligation, no credit checks.